How HomesPH Works
Getting your home loan approved is easier than you think. Follow our simple 6-step process and move into your dream home faster.
The Process
6 Simple Steps to Your Home Loan
From calculation to keys in hand - we guide you every step of the way
Calculate Your Budget
Use our home loan calculator to determine how much you can afford. Enter your desired property price, down payment, and preferred loan tenor to see estimated monthly payments across different banks.
Try our calculator - it takes less than a minute!
Compare Bank Offers
Review and compare home loan offers from 9+ partner banks. See interest rates, monthly payments, and special features side by side to find the best deal for your needs.
We show you the lowest rates available in the market.
Submit Your Application
Fill out our simple online application form with your personal and financial information. Our team will review your details and match you with the best bank options.
No commitment required - apply with confidence.
Consultation with Specialist
A dedicated loan specialist will contact you within 24-48 hours to discuss your options, answer questions, and guide you through the requirements of your chosen bank.
Get expert advice tailored to your situation.
Loan Processing & Approval
We help you prepare and submit all required documents to the bank. Our team will follow up with the bank and keep you updated throughout the approval process.
We handle the paperwork, you focus on your new home.
Move Into Your Dream Home
Once approved, finalize your loan agreement and receive your funds. Congratulations - you're now a homeowner! We're here to support you even after your loan is approved.
Your dream home awaits!
Our Advantage
Why Choose HomesPH?
We make the home loan process simple, transparent, and stress-free
Save Time
Compare multiple banks instantly instead of visiting each one individually.
Best Rates
Access exclusive rates and promotions from our partner banks.
Secure Process
Your information is protected with bank-level security.
Expert Support
Get guidance from experienced loan specialists throughout.
Frequently Asked Questions
How long does the loan approval process take?
Typically, loan approvals take 2-4 weeks depending on the completeness of your documents and the bank's processing time. Our team helps expedite this by ensuring your application is complete.
What documents do I need to prepare?
Basic requirements include valid IDs, proof of income (COE, payslips, ITR), proof of billing, and property documents. Requirements may vary by bank and employment type.
Is there a fee for using HomesPH?
Our consultation and bank matching services are completely FREE. You only pay the standard bank fees when your loan is approved.
Can I apply if I'm self-employed or an OFW?
Yes! We work with banks that cater to various employment types including self-employed individuals, OFWs, and freelancers.
Ready to Start Your Home Loan Journey?
Your dream home awaits. Our team is ready to help you compare options, prepare documents, and move through the process at your own pace.